personal finance Archives - Bitcoin, Blockchain and Banter Between

6

Feb

Raghav

How to build an emergency fund? Why to have it?

In what context have you heard the word emergency? Emergency landings? Emergency wards in Hospitals? State of Emergency declared in a country? What are the cohorts between all these examples? (1) The situation being described is definitely unwanted. (2) It is unprecedented and probably caught the people involved, off guard. (3) There’s a sense of…
Continue Reading
26

Jan

Raghav

Financial Freedom: This Republic Day Set Up a Preamble to Your Financial Constitution

India celebrates its 71st Republic Day today. I would like to congratulate each of my readers on this day of enforcement of the one of the world’s most elaborate constitution. Just like every other nation, there are a lot of hits and some misses of our beloved country. Not going into detail, this post is…
Continue Reading
3

Jan

Raghav

How to Earn Maximum Interest on PPF?

PPF or public provident fund is one of the oldest and probably the most famous investment schemes backed by the government. Ever since it’s inception in 1968, PPF has constantly gained popularity. Even today, if you (a Gen-Z) would seek investment guidance from your parents and grandparents, PPF will definitely pop up in that conversation.…
Continue Reading
25

Dec

Raghav

Secret Santa That Isn’t Secret Anymore: Parents

At some point in our lives, we have heard or actually realised the fact “Khwahisho ka koi ant nahi“ (there is no end to wishes). Every time I have some spare cash in hand, I can instantly make a list of 100 worldly possessions I can use it to buy. The same is applicable when…
Continue Reading
22

Dec

Raghav

Best New Year Resolution: Finance Version

2020- The year of terrors, is finally coming to an end. With vaccine on the horizon, I would love to believe that pandemic is a thing of past now and we can get back to our “Old Normal“. However, criticism apart, this global pandemic has taught us a lot of valuable lessons. With reduced expenditure…
Continue Reading
3

Dec

Raghav

Are Credit Cards Evil? Are there any Disadvantages of a Credit Card?

Ever since I started earning, I’ve been in a financial mess. It is only until a few years ago I took the charge of the situation and came out of the dreaded debt trap. I did mention it in my top financial blunders that I cut my credit card in two halves out of frustration.…
Continue Reading
30

Nov

Raghav

Personal Finance: My Top Financial Blunders

I landed up in my first job back in 2015 as soon as my college ended. Soon enough, I had my first salary in hand. Knowing the fact that, square of length of hypotenuse is equivalent to the sum of squares of other two sides was really handy in managing whatever meagre sum I used…
Continue Reading