I landed up in my first job back in 2015 as soon as my college ended. Soon enough, I had my first salary in hand. Knowing the fact that, square of length of hypotenuse is equivalent to the sum of squares of other two sides was really handy in managing whatever meagre sum I used […]
Now you know what CAGR and XIRR is. Followed by very diligent research, you have shortlisted top 5 mutual funds you plan to invest in. Of course, you have an eye for the detail. No way you skipped the cute little text that says ‘expense ratio‘. But since, there was ‘at most’ a difference of […]
A few days ago, I tried to cover an important metric for evaluating returns: CAGR. But one may wonder, that CAGR is used to evaluate returns over a period for lumpsum investments. In all likelihood, we don’t invest lumpsum amounts. More than often it is in the form of monthly investments a.k.a SIP. We invest […]
We all have those neighborhood LIC uncles who pop up every now and then. You may be running some errands, or just taking a simple stroll and THERE HE IS! He would come up some schemes like, pay X amount and after 25 years, I would give 4x your principal. And you instantly get super […]
When I grow old enough, I am surely growing to drop this on my kids. I have spent my entire childhood listening to the troubles my parents and grandparents had to go through. Even with the simplest of tasks like: going to school. “You Kids Have it Easy These Days“, they used to say. Let’s […]
We are a generation of screen zombies. With the access to cheapest data across the globe, screen time of Indians has reached up to 5 hours on an average per day (source). I couldn’t emphasize enough to focus on the impact of screens on our sleep cycle and overall health. Over the years, I have […]
If you have been following pandatechie, this may come as a setback to you. I usually write on tech, finance and lifestyle. Where does quasi spiritual concept of gratitude fit in? What is gratitude after all? So I had once read the famous book by Rhonda Byrne called “The Secret” but never paid attention to […]
When I got into college, back in 2010, iPhones used to be a pathway to glory and respect. Owning an iPhone would immediately mean that you belong to an elite family. With the passage of time, and increased focus of Apple on Indian market, iPhones started becoming a household phenomena. A big credit also goes […]
Back in 2004, Marc Zuckerberg launched Facebook with his college roommates. Little did we know at that time that this tool would change the way we engage with each other, forever. All of this, did start as a hobby for us, but today, many people earn a living off the social media accounts. The likes […]
It is that time of the year again and we just can’t keep calm. All of us plan to celebrate the upcoming festivals with great enthusiasm. Coronavirus has dampened the experience to some extent but the show must go on! A very important aspect of the festivals like Diwali, Bhai Dooj etc. are gifts. Yes! […]
