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Month: November 2020

Invest in stock market
Finance

Personal Finance: My Top Financial Blunders

November 30, 2020November 30, 2020rgvdudejaComments(6)

I landed up in my first job back in 2015 as soon as my college ended. Soon enough, I had my first salary in hand. Knowing the fact that, square of length of hypotenuse is equivalent to the sum of squares of other two sides was really handy in managing whatever meagre sum I used […]

Draining money because of lack of knowledge of expense ratio
Finance

What is Expense Ratio in Mutual Funds?

November 28, 2020November 28, 2020rgvdudejaComments(2)

Now you know what CAGR and XIRR is. Followed by very diligent research, you have shortlisted top 5 mutual funds you plan to invest in. Of course, you have an eye for the detail. No way you skipped the cute little text that says ‘expense ratio‘. But since, there was ‘at most’ a difference of […]

How to calculate XIRR in Mutual Funds
Finance

What is XIRR and How to Calculate it?

November 27, 2020November 27, 2020rgvdudejaComments(2)

A few days ago, I tried to cover an important metric for evaluating returns: CAGR. But one may wonder, that CAGR is used to evaluate returns over a period for lumpsum investments. In all likelihood, we don’t invest lumpsum amounts. More than often it is in the form of monthly investments a.k.a SIP. We invest […]

What is CAGR?
Finance

What is CAGR? Key Metric to Measure a return

November 25, 2020November 25, 2020rgvdudejaComments(4)

We all have those neighborhood LIC uncles who pop up every now and then. You may be running some errands, or just taking a simple stroll and THERE HE IS! He would come up some schemes like, pay X amount and after 25 years, I would give 4x your principal. And you instantly get super […]

Trip down the memory lane with FM Transmitter
Technology Trends

Using My Smartphone as FM Transmitter: A Trip Down the Memory Lane

November 23, 2020November 23, 2020rgvdudejaComment(0)

When I grow old enough, I am surely growing to drop this on my kids. I have spent my entire childhood listening to the troubles my parents and grandparents had to go through. Even with the simplest of tasks like: going to school. “You Kids Have it Easy These Days“, they used to say. Let’s […]

Dark Mode on Phone
Lifestyle Technology Trends

Dark Mode: Why should you use it?

November 21, 2020November 21, 2020rgvdudejaComment(0)

We are a generation of screen zombies. With the access to cheapest data across the globe, screen time of Indians has reached up to 5 hours on an average per day (source). I couldn’t emphasize enough to focus on the impact of screens on our sleep cycle and overall health. Over the years, I have […]

Gratitude
Lifestyle

What is Gratitude?

November 19, 2020November 19, 2020rgvdudejaComment(1)

If you have been following pandatechie, this may come as a setback to you. I usually write on tech, finance and lifestyle. Where does quasi spiritual concept of gratitude fit in? What is gratitude after all? So I had once read the famous book by Rhonda Byrne called “The Secret” but never paid attention to […]

How to take screenshot on an iPhone
Technology Trends

How to Take a Screenshot on iPhone: Bet You Didn’t Know

November 18, 2020rgvdudejaComment(0)

When I got into college, back in 2010, iPhones used to be a pathway to glory and respect. Owning an iPhone would immediately mean that you belong to an elite family. With the passage of time, and increased focus of Apple on Indian market, iPhones started becoming a household phenomena. A big credit also goes […]

Lifestyle Technology Trends

WHAT HAPPENS TO YOUR SOCIAL MEDIA ACCOUNTS WHEN YOU DIE?

November 17, 2020November 17, 2020rgvdudejaComment(0)

Back in 2004, Marc Zuckerberg launched Facebook with his college roommates. Little did we know at that time that this tool would change the way we engage with each other, forever. All of this, did start as a hobby for us, but today, many people earn a living off the social media accounts. The likes […]

How to gift shares
Finance Technology Trends

How to Gift Shares to your loved ones this Festival Season?

November 15, 2020November 15, 2020rgvdudejaComment(0)

It is that time of the year again and we just can’t keep calm. All of us plan to celebrate the upcoming festivals with great enthusiasm. Coronavirus has dampened the experience to some extent but the show must go on! A very important aspect of the festivals like Diwali, Bhai Dooj etc. are gifts. Yes! […]

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