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How to build an emergency fund? Why to have it?

In what context have you heard the word emergency? Emergency landings? Emergency wards in Hospitals? State of Emergency declared in a country? What are the cohorts between all these examples? (1) The situation being described is definitely unwanted. (2) It is unprecedented and probably caught the people involved, off guard. (3) There’s a sense of…
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Revv Cars: My First Experience With Self Drive Cars

Travel. Your money will return. Your time won’t. Whimsy statements apart, I hate travelling. But before you go out on the streets to protest with brickbats and broken roof tiles, one small addendum: I love vacations. Who doesn’t want a getaway every now and then. It’s just the journey that bothers me a lot. Driving?…
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How to Use Google to Translate Tamil to Hindi in Real Time

India is a country of 1800 languages and dialects. I was born and brought up in Punjab and even then there are some variants of Punjabi like Malwai, Doaba etc. that I don’t understand completely. These variations occur every 100KMs in India. So if you are planning to travel to a remote place in our…
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What is GameStop and Why is it rallying like Crazy?

Stock markets are completely rational and can be predicted using in-depth fundamentals and technical analysis. No matter how logical this statement may look, truth is that markets prove us wrong every now and then. A gut wrenching correction of over 15,000 points and fastest pull back rally ever to an all time high in a…
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New India’s Perception of Hindu Gods

I have been meaning to talk about it for a while now. And I think there’s no better medium than my very own pandatechie. Before I start sharing my views on this seemingly controversial topic, I want to share my religious inclination. I am NOT an atheist, but at the same time I don’t believe…
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Financial Freedom: This Republic Day Set Up a Preamble to Your Financial Constitution

India celebrates its 71st Republic Day today. I would like to congratulate each of my readers on this day of enforcement of the one of the world’s most elaborate constitution. Just like every other nation, there are a lot of hits and some misses of our beloved country. Not going into detail, this post is…
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Online Fraud: How Does it Happen, Prevention and Next Steps

In a very short period of time, India has become the second highest consumer of data, globally. Smartphone penetration is projected to reach to a staggering 820mn by 2020 (source). With internet carrying so many benefits attached to it, we cannot overlook some downsides of the same. One most prominent drawback: India has become a…
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Cost of Living in Thane: Survival vs Budget vs Lifestyle Living

Moving to city of dreams? The financial capital of India? Of course you are excited about it. They say, once a Mumbaikar- always a Mumbaikar. In fact, Mumbai is so famous that people from Thane (22.7km) , Kalyan(42.5km), Dombivali (40km) also consider themselves as Mumbaikars. Especially the ones who come from outside (like me). However,…
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100 Days of Blogging: First Step of a Lifetime Journey

Today marks a special day for me. They say a habit takes 21 days to form. Later, I read online that most people quit a new venture within 100 days. And personally, I don’t care if someone extends the timeline of this so called ‘test’ to a lifetime. This hobby is here to stay. From…
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New Car Vs Old Car: Decision Backed By Numbers

In India, owning a car is still a luxury rather than a necessity. It is the gateway of entering the adulthood. You are earning, banks are willing to lend you, so you decide to bring home a nice four wheeler for you and your family. But wait, are you buying a new one? Or should…
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